Are you a frequent traveler looking for a credit card that offers rewards and benefits for your flights? The Amex British Airways Card might be the perfect card for you. This credit card offers a range of benefits, rewards, and perks for its cardholders, making it an ideal choice for anyone who loves to travel.
In this comprehensive guide, we’ll go over everything you need to know about the Amex British Airways Card, including its benefits, rewards, how to apply, and more.
Benefits of the Amex British Airways Card
Before applying for the Amex British Airways Card, it’s important to understand its benefits. Here are some of the key benefits you’ll receive as a cardholder:
One of the biggest benefits of the Amex British Airways Card is the Avios points. Avios is the reward currency of British Airways and its partner airlines. You can earn Avios points on every purchase you make with the card, which can then be redeemed for flights, upgrades, hotels, and other travel-related expenses.
Another great benefit of the Amex British Airways Card is travel insurance. When you use your card to pay for your travel expenses, you’ll be covered by travel accident insurance, trip cancellation insurance, and other types of coverage.
No Foreign Transaction Fees
If you frequently travel internationally, you know how annoying it can be to pay foreign transaction fees. With the Amex British Airways Card, you won’t have to worry about these fees, as the card doesn’t charge them.
As a cardholder, you’ll also receive a companion voucher each year. This voucher allows you to book a flight for a companion and only pay taxes and fees for their ticket.
The Amex British Airways Card also offers lounge access to its cardholders. This includes access to the British Airways lounges and more than 1,000 lounges worldwide through the Priority Pass program.
Part 2: Rewards of the Amex British Airways Card
In addition to its benefits, the Amex British Airways Card also offers a range of rewards for its cardholders. Here are some of the key rewards you can earn with the card:
When you sign up for the Amex British Airways Card, you’ll be eligible for a welcome bonus. The bonus can vary depending on the current offer, but it typically involves earning a certain number of Avios points after spending a certain amount of money within the first few months of opening the card.
The card also has a great earning rate for Avios points. You’ll earn 3 Avios points for every dollar spent on British Airways purchases and 1 Avios point for every dollar spent on all other purchases.
In addition to Avios points, the Amex British Airways Card also allows you to earn tier points. These points help you qualify for higher levels of the British Airways Executive Club, which comes with additional benefits such as lounge access, priority boarding, and more.
How to Apply for the Amex British Airways Card
Now that you know the benefits and rewards of the Amex British Airways Card, let’s go over the steps to apply for it.
Check Your Credit Score
Before applying for any credit card, it’s important to check your credit score. The Amex British Airways Card is designed for people with good to excellent credit scores, so make sure your score is in that range before applying.
Gather Required Information
To apply for the Amex British Airways Card, you’ll need to provide some basic information, such as your name, address, and income. You’ll also need to provide your social security number and other personal information.
Fill Out the Application
Once you have all the required information, you can fill out the application online. The application process is simple and straightforward, and it shouldn’t take more than a few minutes to complete.
Wait for Approval
After you submit your application, you’ll need to wait for the approval. You’ll typically receive a decision within a few days. If you’re approved, you’ll receive your card in the mail within a week or two.
Tips for Using the Amex British Airways Card
Now that you have your Amex British Airways Card, here are some tips for using it to maximize its benefits and rewards:
Use It for Travel Expenses
The Amex British Airways Card is designed for travel expenses, so make sure to use it for flights, hotels, and other travel-related expenses to maximize your rewards and benefits.
Pay Your Balance in Full
To avoid interest charges and maintain a good credit score, make sure to pay your balance in full each month.
Keep Your Card Active
To keep your Avios points from expiring, make sure to keep your Amex British Airways Card active. Use it at least once every 36 months to keep your points from expiring.
Monitor Your Account
Make sure to monitor your account regularly to keep track of your rewards, benefits, and any suspicious activity.
If you’re a frequent traveler and use your Amex British Airways Card frequently, consider upgrading to the Premium Plus version of the card. This card offers additional benefits and rewards, such as a higher earn rate for Avios points and a larger companion voucher.
The Amex British Airways Card is a great option for frequent travelers who want to earn rewards and benefits on their flights. With its Avios points, travel insurance, lounge access, and other benefits, it’s definitely worth considering.
Before applying for the card, make sure you understand its benefits, rewards, how to apply, and tips for using it. And remember to always use your credit card responsibly and pay off your balances on time to maintain a good credit score.